Apply Now

Terms & Conditions

Use of this website is contingent upon agreement to the following terms and conditions. Nation 21 Loans is the operator of this website and all the pages thereof. Before using any of the services or information on this website, please read all of the basic rules governing their use. We require that users agree to these rules before using this site. If you use this site, you are implicitly agreeing to all of the terms of this agreement. If you do not agree to any or all of these terms and conditions, you should immediately discontinue interacting with this site.

Right to Change Terms & Conditions

As the sole operator of this website, we reserve the right to change the terms and conditions governing the use of this website without notice to users.

Minimal Qualifications of Use

Only users who are 18 years of age or older are permitted to use any of the services provided by us. If you are less than 18 years of age, please do not provide any personal information. Nation 21 is not responsible for the collection or distribution of personal information of minors.

Account Security and Passwords

Some of the features and services found on this website may require you to create an account with a User ID and Password. Any time this account is accessed with this User ID and Password, We will assume that it is by the authorized user. You agree to retain this security information and refrain from sharing it with others. As the only authorized user, you are solely responsible for ALL ACTIONS related to your account, whether or not you were the one to access your account. You are required to notify us in writing if any unauthorized use of your account has occurred, of if you suspect that the security of this site has been breached.

Privacy of Personal Information

Any personal information you submit, including name, address, email address or other identifying information, through this website may be stored. Some or all of this personal information may be used by Nation 21 in accordance with our Privacy Policy. We may also use “cookies” to collect information about visitors to our website. Cookie information does not identify users and is used only for marketing information purposes. Any financial information submitted by users in anticipation of credit may be used to process payments. We may also use banking information to verify ownership.

Content Ownership

All of the images, illustrations, photographs, videos, audio clips, designs, logos, text, software and other proprietary content found on this website is exclusively the property of this website and is protected under U.S. and international copyright laws. No persons or organizations may appropriate, publish, distribute, modify or use any content on this website, in part or in whole.

Intellectual Property

Any trademarks or logos used on this website that refer to Nation21 is the wholly owned property of ours. No persons or groups may use these intellectual properties without written authorization from us.


Not all of the products or services offered through this website may be available in all states or jurisdictions. The terms of these services may differ due to the applicable laws of a state. We are not required to provide products or services that are legally barred in a jurisdiction.

Acceptance of Loan Request

Once your profile in our site has been successfully set up, you may receive an electronic order confirmation. This does not in any way imply that your loan request has been accepted or that any offer has been made to you.

Once Nation 21 has reviewed details in your profile and loan request, we have the right to accept or decline the loan request. Although Nation 21 may follow up and ask you for missing information, it is your responsibility to ensure that you have provided all details that prove your eligibility.

The right to Credit Check

Once you submit your personal financial information to us, you have permitted both us and selected lenders to obtain and review information your credit profile and related information. The review may of your credit information will probably not determine whether you get the loan you requested. However, it may advice the terms of your loan, if granted.

Verification of Income details

It is important for you to declare your income details when applying for the loan. This information has a bearing on the loan offer the lenders will make and terms. As a result, Nation 21 forwards this information to our lenders to help them draft a suitable loan offer. By submitting your income information to Nation 21, you give consent to our lenders to verify the information.

Full Agreement

This constitutes the full agreement between our website and users. By using this website, you agree in full to all terms and conditions stipulated. You also agree that these terms may not be altered or modified by oral representations, course of dealings and other interactions between our brand and yourself.


Get Started