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1 Hour Payday Loans – Help from nation21

Often times, you are strapped for cash and no matter how hard you try, your budget cannot cover you until end of the month. At this point, you are wondering if you can get a one-hour payday loan direct lender.

When you choose to walk into our shop, your loan will definitely be processed within the hour, however, the more convenient way is to go online and fill out an application.

This process takes only a few minutes to complete and if the lender approves, money will be in your checking account between 4- 8 hours. You have the option of going to a direct lender or using our matching company Nation 21.

How to choose the best lender

When you are looking for a 1 hour payday loan direct lender, make sure that the lender is Listed and certified by Better Business Bureau (BBB). This is a non-profit making organization that has vetted its members for best business practices across the United States and Canada; please note that whenever you choose an accredited lender, it gives you peace of mind.

Make sure that the lender you choose is offering services that you need in your current financial position. This lender must put into consideration your income, existing debt and housing expenses before loading you up with a new debt burden.

Check the loan interest rates and fees as well as their terms and conditions from every direct lender you are considering as a provider. The said fees and interest rates should be clearly set out on the application form. This is because payday loans are generally expensive but, there are still small variations when it comes to rollover fees and penalties.

Contact details and physical addresses of the lender must be well displayed on their website if a lender has no more than an email address you should be wary of them.

A direct payday lender should never stipulate how the cash advanced should be spent; as long as the activity is legal you should be able to spend the money as you please.

Facts about payday loans

1 hour payday loans1 hour payday loans should only be used to cover small unexpected expenses, this should not be the way you finance your lifestyle.

Avoid late and missed repayment and when you cannot make payments on the due date, it is good practice to speak with your loan provider and work out other options. This maintains good business relations which have a future repel effect.

Turnaround time for a 1 hour payday loan is one business day; this is occasioned by the ACH system used by most banks to transfer funds into your checking account. However, transfer fees may apply so that if you have been approved for $300, you end up receiving $290.

Payday loans are available to almost everyone; you only need a bank account, or a debit card and a regular job. No credit checks are performed so, whether your credit score is good, bad or non-existent, it doesn’t affect your chances of getting this loan because minimum requirements are needed for approval. No paperwork, no collateral, no perfect score and no faxing of additional documents. Once approved, funds will be made available within an hour

Minimum requirements:

  • Be over 18 years or age of majority
  • Have a checking account
  • Have a verifiable source of income
  • Must be legally living and working in the U.S
  • An email and a working telephone number


Taking a 1 hour payday loan direct lender is most convenient because it does not involve any financial agents, and no collateral is needed to secure the advanced cash.  Therefore, it is a good way of sorting your emergencies without anyone else being involved in the process.

Moreover, taking a payday loan and repaying it back in time as a practice will reflect positively on your improved credit score, putting you in the right standing whenever you will be considering taking a loan with a traditional lender like the bank in the near future. Of importance is the fact that you don’t have to leave your home to access this facility. But it will cost you more for fast service and convenience.