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Applying does NOT affect your FICO® credit score!

How it works

Nation 21 is where borrowers from all walks of life come to meet the nation’s finest leaders. Whether you have been struggling with your finances for years, or you were struck with a financial emergency, if you need money fast, we can help you find the solution to put those troubles behind you. It doesn’t matter if you have good credit or bad credit; we specialize in providing lenders that work with all types of borrowers. So take a few minutes to fill out our online application, and you can be on your way back to financial security.

Once your profile has been set up successfully, you will get a notification from Nation 21 in a matter of minutes. This is an indication that you have provided the information necessary for us to match you with lenders. Sometimes the lenders may request further information and will contact you for it either directly or through Nation 21. The entire process of creating a profile in the Nation 21 site and connecting you with a suitable lender is free.

Applying does NOT affect

your FICO® credit score!


One Simple Application

Once you provide a few key details about yourself and how much you want to borrow, We will transmit your application to its many lending partners. You can borrow from $100 up to $10,000. You no longer need to fill out a pile of application forms for each separate bank or on different private websites; just a few minutes completing our online application and we will send your application to top lenders that have helped thousands of people just like you. You don’t need to dig through old financial statements. With our state of the art financial system, we can access your personal history in seconds so that lenders understand your financial situation and can provide a range of borrowing options.


Meet the Ideal Lender for You

One of the most difficult parts of getting a loan is finding a financial organization that is willing to lend to you. You must spend hours filling out complicated loan application forms, submit copies of financial records going back years, and pay hefty application fees without any guarantee that you will be approved. The lenders at Nation 21 will treat you right. Your application can be approved in minutes—rather than days or weeks—and we will find a lender that is perfect for your needs. We will then direct you immediately to the website of the lender of your choice, where you can discuss flexible repayment rates, loan amounts, and repayment schedules.

Nation 21’s endeavor is to save you the hustle of having to peruse through many lenders’ sites before making a decision. To this end, review your details and submit them to lenders whose offers meet what you seek. We also take into consideration factors such as your location and income details. Further negotiations may go on between the lender and borrower to set up an agreeable loan package.

Applying does NOT affect

your FICO® credit score!


No Pressure to Accept

When you receive your loan offers, you can take the time to carefully consider each option. We will never demand that you accept any offer because we value you as a customer. In fact, we encourage you to thoroughly examine each offer so that you completely understand your responsibilities. As a leader in the financial services sector, we want you to be entirely comfortable with any quick cash loans you accept.


Expect Immediate Payment

When you are ready to accept a bad credit loan offer, you only need to sign the loan documents. Your lender will begin processing the loan immediately. They will start the cash disbursement process almost instantly so that you can receive your money as soon as possible. In most cases, you will have your money the very next business day following loan finalization. Our lenders are among the most trustworthy in the nation, so you can expect the money in your bank account without additional bureaucratic red tape or unnecessary delays.


Trusted Lending Leader

We have built its reputation as a trusted and respected lending leader by offering financial services and products that comply with all applicable federal, state, and local laws. All borrowers should fully understand their responsibilities as they are stipulated in the loan agreement as well as any fiduciary duties that legal statutes may create. It is the borrower’s responsibility to repay the loan according to the terms of the agreement. Failure to do so may result in financial penalties and collection actions.


Report any Suspicious Lenders

As a leader among borrower-lender platforms, Nation 21 strives to ensure that the lenders in our system have and maintain a good profile. As such, we encourage the borrowers to notify us if they notice any suspicious activity with a lender in our network. This will help us in maintaining a safe system for our borrowers.

Applying does NOT affect

your FICO® credit score!


Do you have any further questions?