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When the unexpected happens, you can have a difficult time trying to recover from the financial setback. But when you have access to a good loan, you can easily get back on track since you have a soft landing to make sure you won’t be struggling to meet the monthly expenses.

Applying does NOT affect

your FICO® credit score!

When you don’t have the necessary credit scores, it can be difficult to qualify for a loan with traditional lending organizations. When this happens, people tend to seek help from payday lenders as well as pawn shops. Instead of going through multiple web pages to seek for a loan, you can get good flex loans bad credit through Nation21.

What are flex loans?

When compared to other forms of financing like installment loans or payday loans, flexible loans come with a unique structure. With this loan product, you are only required to apply once and you can then take any amount you want as long as you don’t exceed the assigned credit limit. It’s designed to be repaid in a flexible schedule that is designed around your paycheck and you can always pay in comfortable installments.

Unlike a payday loan that will be rolled over in case you haven’t paid the full amount in full, a flex loan tends to have an open-ended design. Basically, a new fee won’t be applied to the loan because there are no rollovers with this type of loan.

Most flex loans have been developed from term loans. But in a bid to avail better service to customers, lenders have crafted the attractive loan. Besides giving you a long and flexible repayment period, you get lower fees as well as interest rates. This is something that you won’t find with most loan products out there.

How to get the flex loans bad credit

To qualify for a loan, an applicant should have attained the legal age which is normally 18 years in most states. In addition, you need to have a stable source of income that can be verified. However, credit scores don’t form one of the most important eligibility criteria for flex loans bad credit.

Most people prefer the flex loans bad credit because when compared to a payday loan, the interest rates are quite low. While the fees can seem higher than you would be paying for a secured loan, this is a great way of getting flexible unsecured loans. Here are some requirements for getting the loan:

  • A verifiable and stable source of income
  • You must be a permanent resident or a US citizen
  • You must have held your current employment position for one month
  • Have a valid checking account

The main differences between a payday loan and a flex loan

The benefits of using a flex loan

Anyone who has used a flex loan will be quick to tell you that there are multiple benefits linked to this loan. Generally, you get huge savings as well as getting an opportunity to build your credit scores irrespective of your financial status. The flexibility is quite impressive since you can adapt the payments to your current lifestyle and money flow patterns.

Besides the fact that you can get the money within a short time, you can also increase the available amount by maintaining a good payment history. This implies that you can always increase the credit limit without having to make a fresh application.

Most users are allowed to borrow whatever amount they want as long as it doesn’t rise above their allocated credit limits. Normally, a borrowing ceiling is allocated to you the moment you get approved. By continuing to use the available funds, you deplete the allocated amount which is available for borrowing. If you want to replenish the available amount, you only need to pay the outstanding balance regularly.

Some people have found this to be a great way of consolidating debts and getting lower costs as well as better terms. Besides, you will only be dealing with a single loan rather than multiple small loans which can be hectic to track.

Why Nation21 is a great alternative

Having been in this industry for a long time, we understand the dynamics of the lending business and we are conscious of the intrinsic needs of our customers. Helping people like you get the best loan products have always been our interest and we are happy to see our users becoming financially empowered to climb out of debt.

When we look at the flex loan, we see it as a means of helping you to enjoy financial freedom without introducing unnecessary pressure to your financial situation. We also understand that not everyone has a great credit score and offering some help could help in the process of repairing the damaged credit scores. As such, we help you get a loan even when your credit scores are not perfect. However, we always encourage our users to develop strategic financial plans that will aid in financial freedom.

Applying does NOT affect

your FICO® credit score!

Do you have any further questions?