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The ups and downs of life can easily get you to a point where you require external financial support failure to which you will have to forfeit essential service in your homes such as food, water, and electricity.  Alternatively, you may be facing imminent eviction by your landlord and therefore the situation is quite dire.

The loss of a job or prolonged illness of a family member can easily bring your financial support system to its knees requiring urgent intervention. At this point, you have the option of seeking Emergency Rental Assistance Programs from the government, non-profit making organizations, or getting help from Nation 21. Here we offer an excellent matching service. We’ll help you get reputable lenders, fast.

Applying does NOT affect

your FICO® credit score!

What you need to know

When you are seeking assistance from foreclosure, or emergency rental assistance programs, you encounter stiff competition and inevitable red tape.

The process is associated with lots of frustration occasioned by too many people chasing a few dollars, and in the event that you succeed in getting the support, you so desperately seek; you may have to wait for weeks to get the promised check.

You are also required to provide a ton of documents while seeking approval; these may include tax returns, bank statements, and pay stubs. On the whole, the process requires you to exercise patience and endurance to navigate through.

The rationale behind this snail’s pace is that these non-profit making organizations and government-based assistance programs are required to comply with stringent auditing requirements to satisfy the donors.

However, the goal for both public and private based assistance programs is to keep you in your home if you can afford to stay there within reason. That said, eligibility criteria vary by the program as well as by location.

Of importance is the fact that government aid programs are the primary source of assistance, which means that various charitable organizations will require you to have been turned down by government agencies before you can tender your application with them.

The general criterion is a certain percentage of a household’s poverty level or median income. Some programs may be limited to 200% of the poverty level, while others may limit households earning up to 80% of the median income.

How emergency rental assistance loans work

Here at Nation 21, we will put your mind at ease by connecting you with a lender that will quickly give you emergency rental assistance even as you navigate the government process.

Our online application process is fast and easy and within 24 hours your loan approval or decline will have been communicated.

These loans are unsecured, but you will be required to have a strong credit history, a valid bank account, plus, your income must be verifiable.

In an instance where you have bad credit, it is required that you register a form of security for the loan.

However, it is advisable that you do your research and take a loan that best suits your current needs.

Repayment amounts plus interest rates are staggered monthly over the term of the loan.  A direct debit is a preferred method of making your loan repayments, in addition, ensure that repayment amounts are available on every subsequent due date to avoid additional bank charges and penalties.

APR varies from lender to lender, but generally, they are steeper than what traditional banks normally charge. Moreover, it is recommended that you engage a reputable lender that is accredited by the Best Business Bureau (BBB) at all times.

These types of loans can assist you in

  • Paying outstanding rent arrears
  • Paying legal fees
  • Paying for funeral expenses
  • Paying for a wedding

Advantages of emergency rental assistance loans

Given the less than desirable process involved in the government and non-profit making organizations, and emergency rental assistance loan can mean the difference between being rendered homeless and staying perfectly sane throughout these trying times.

However, repaying your loan on time is the ultimate test because unpaid installments’ will automatically attract additional fees and penalties, besides dipping your credit score into undesirable levels. On the other hand, consistent good repayment habits will earn you a better credit score giving you an edge when negotiating future loans.

Finally given how fast our online application and approval processes are, do not hesitate to contact us and remember, you can prepay your loan without any penalties within the term.

Applying does NOT affect

your FICO® credit score!

Do you have any further questions?